Why Gold Mine Plan?
Plan Ahead
Subscribe to plan for your
future high value purchases
For Special Moments
Plan for gifting on special
occasions like Birthdays, Weddings etc
Special Discounts
Pay 10 installments & get 100%
discount on the 11th installment
3 easy steps to purchase the jewellery
of your dreams
1
Pay Monthly
10 month installments with
easy payment options
2
Get Special Discount
Get 1 monthly installment for
FREE in the 11th month
3
Redeem & Purchase
Redeem final amount after 11 months
and buy at any of our stores / online

Can be redeemed from 6th month onwards. Refer calculator below for details

.

Diamond Hunt Calculator


Your total payment
(10 installments)
Rs.
Special Discount
(Equal to 1 month installment)
Rs.

You can buy
jewellery worth:
(in 11th month)
Rs.
Early Redemption
6th Month
Rs.
Redemption in 6th month
Your total payment
(5 installments)
Rs.
Special Discount
(25% of one Installment value)
Rs.

You can buy jewellery worth:
(in 6th month)
Rs.
8th Month
Rs.
Redemption in 8th month
Your total payment
(7 installments)
Rs.
Special Discount
(50% of one Installment value)
Rs.

You can buy jewellery worth:
(in 8th month)
Rs.

If jewellery is more than Rs. 220,000, you just need to pay the difference amount at the time of purchase
Enrollment
  • Who is a Nominee? Who can I nominate? +
    In the event of the death of the account holder, the account is transferable only to the person who is nominated by the account holder in the enrolment form at the time of opening the account. Minors cannot be nominated.
  • Can I change the installment amount after Enrollment? +
    No, you can't change the amount after starting the Plan.
Payment
  • What are the available payment options? +
    There are multiple payment options: NetBanking, Credit & Debit Cards.
  • When to pay the first installment? +
    The first installment will be paid during the time of enrolling, the payment cycle for the next installment will be 30 days from the first.
  • Will I get a confirmation / receipt after every installment? +
    Yes you will get the confirmation on the Online Passbook, SMS, Email for every installment.
Redemption
  • Where can I buy? +
    You can redeem online through our website after the tenure of the scheme.
  • What can I buy? +
    You can purchase either Solitaire Or Diamond Engagement Ring on ORNAZ website but the redeemable amount cannot be used for purchasing Gold Coins & Jewellery.